For those of you who own a car, it is important to find information about the best and cheapest car insurance in Indonesia. Because by knowing this, you can find out which insurance company is suitable for us to buy.
Need Car Owners to Buy Car Insurance?
Currently a car is not a luxury, because it is proven that now many people can own a car. Because the car is no longer a luxury item, but has become a daily necessity that is used for mobility both for transportation to work, school, or used to run a business or service.
Moreover, with the installment payment system, people with middle to upper income can easily buy a new car. With the increase in car ownership in an area, it will also increase the risk of unpredictable road accidents.
So with increasingly congested road conditions, both motorbikes and cars. For those of you who own a car, you should carefully consider having car insurance. Because if your car is damaged in an accident, hit, bumped or car theft occurs.
By having car insurance, the losses you experience can be better minimized. So you don't worry too much if something bad happens to you.
But many car owners are still confused about choosing the best and cheapest car insurance company in Indonesia to choose from. Because with the lack of experience and knowledge, many people are still confused about what kind of insurance is suitable to buy and which insurance company provides the best services and benefits.
The Best and Cheapest Type of Car Insurance
For those of you who have no experience buying car insurance at all, this type of car insurance consists of 2 types of insurance that are commonly sold by insurance companies. Namely All Risk or Comprehensive car insurance and total loss only or TLO car insurance.
If you are looking for the best type of car insurance because it provides comprehensive protection from all risks that occur in the car. Then you can consider buying All Risk / Comprehensive car insurance.
If you want to find the cheapest car insurance, then you can buy the Total Loss Only/TLO type of car insurance. But at a premium that is cheaper than all risk insurance. TLO insurance does not provide comprehensive protection, the car only gets protection from risks if the car is damaged more than 75%. If the damage to the car is less than 75%, such as scuffed cars, broken car windows, broken mirrors due to accidents, the insurance will not be covered.
The Best and Cheapest Car Insurance in Indonesia
Here you can choose one of the best and cheapest car insurance companies in Indonesia, such as:
1. JasaRaharja Putera
The first and the best and cheapest car insurance company in Indonesia is JasaRaharja Putera. JasaRaharja Putera can be the best choice for those of you who want to buy all risk or TLO insurance products.
JasaRaharja Putera has a JP-Astor product that guarantees risks caused by collisions, malicious acts, fires and the risk of crashing into third parties.
2. Sinarmas Car Insurance
You can also choose Sinarmas car insurance as the best and cheapest car insurance company. With cheap car insurance premiums, Sinarmas car insurance provides the best services and benefits for its customers.
3. Garda Auto
Furthermore, you can also choose the best and cheapest car insurance from Garda Oto. Garda Oto is a car insurance company that you can buy easily online or offline. Garda Oto insurance company has 2 types of insurance to choose from, namely COMPREHENSIVE and TOTAL LOSS ONLY (TLO).
For services and benefits that you can get from Garda Oto, namely home surveys and pickup delivery services, repairs throughout the Garda Oto partner workshop network, there is 24-hour emergency assistance, 24-hour call centers, workshop repair guarantees and guarantees for genuine spare parts, and policies. electronic 1x24 after the survey approval process is carried out.
4 Adira Insurance
Adira insurance company is also one that you can choose, because Adira insurance provides the best service that is ready to provide assistance 24 hours a day. Products from TLO insurance and All Risk from Adira Insurance are also cheap and affordable.
5. Main Allianz Insurance
If you are looking for a world-famous insurance company that already exists in Indonesia, then you can consider choosing Allianz Utama Insurance. Allianz Utama Insurance has many insurance products including car insurance with Allianz MobilKu services consisting of Mobilku Eco, Mobilku Grand and Mobilku Non Packages.
6. ACA automata
The next best and cheapest car insurance in Indonesia that you can choose is ACA otomate. ACA otomate has many partner workshops throughout Indonesia, so it will be easier for you to repair your car in case of damage.
ACA otomate provides 2 types of car insurance that you can choose, namely OTOMATE and COMPREHENSIVE (JOIN). Registration and claim process for ACA Automate can be done online.
